Auto financing made easy with Clutch
Get pre-qualified in minutes and start enjoying easy and affordable payments on your next car
Get pre-qualified
Fill out a quick online form. No fees, and no impact to your credit score.
Shop with your terms
Get competitive rates from Canada's largest lenders, then take your pre-approval to any Clutch car.
Finance at checkout
Pick your car, select 'Financing' at checkout, and we'll handle the rest.
Not sure of your budget?
Check out our loan calculator to estimate your monthly or biweekly payments.
Details
biweekly
Payment type
Vehicle price
Down payment
Optional
Trade-in value
Optional
Interest rate
Term length
Personalize your financing terms in minutes, with no impact to your credit score
One stop, many options to choose from
We have exclusive partnerships with some of Canada's largest lenders to get your best-in-market rates.
Learn more about Clutch
Quality
Shop hundreds of high-quality cars from the comfort of your home.
Protection
Keep your vehicle covered in the event of the unexpected.
Quick approval
Get pre-qualified for a car loan in minutes.
Supporting Canadian car buyers
Great experience from start to finish. Fully transparent about the car, from showing hotspots on the body for damage, to free CarFax reports, to a clear inspection done by Clutch. Loved this car when I saw it, and was surprised to see it go on sale at just the right time. Rebecca was great to talk with, and helped explain everything about the buying process and financing options. Tyler was also great to talk to when delivering the vehicle, explaining each piece of paperwork I was signing and ensuring I was happy with my purchase. Can not recommend Clutch enough to anyone looking for a used vehicle, both for first time buyers (like me) and experienced buyers.
Bailey P.
Saint John, NB
Hands down BEST CAR BUYING EVER!! I hate pushy salespeople especially when I know what I am looking for. I did my homework and got the best deal for a premium car with low mileage. My trade in offer was higher than expected. No one was calling me to make a sale—everything was on MY terms which is exactly how I like to make large purchases. I would recommend Clutch to anyone who knows what they are looking for and likes to be in control of the situation when buying a vehicle.
Dana M.
Kingston, ON
I recently traded in my 2023 Subaru BRZ for a 2024 Volkswagen GTI, and I couldn't be happier with the experience! My advisor, David, walked me through the entire process seamlessly. He was knowledgeable and patient, answering all my questions and ensuring I felt comfortable with the transition. To my surprise, I had my new car ready in just 48 hours! Adam was fantastic as well, taking the time to show me all the new features of my GTI. His enthusiasm and expertise made the experience even more enjoyable. Five stars for everyone involved in making this happen!
Warren C.
Richmond Hill, ON
I recently bought a car from Clutch, and the process was incredibly easy. I applied on Saturday and got approved by Monday. The process was fast and simple, thanks to their excellent financial advisor, Christian Volfson, who helped me secure better interest rates and handled all my documentation. On the day of pickup, I was a bit confused since this was my first car, but Sofiat and Adam were there to help. They were super friendly and helpful, finishing my last bit of documentation in just 10 minutes. They truly are the best, and I hope they get the recognition they deserve. I look forward to making future purchases with Clutch and will definitely recommend them to my friends and family. 🚗✨️❤️🥂
Ruchit B.
Toronto, ON
Got my 2018 BMW 230i from Clutch with Hamad! Amazing and smooth experience, if you’re looking for a car, definitely recommend Clutch & Hamad!
Christina K.
Halifax, NS
This was one of the smoothest and easiest trade in a purchase process I have experienced. The communication is clear and effective. The stress-free 10 day Guarantee was a huge relief as well. I would definitely recommend clutch to anyone.
Kristen K.
Utterson, ON
The interface of the website is too good. My search went swiftly and got the list of the cars that I was looking for. The onboarding went pretty well and got myself a new car. Had a wonderful experience throughout the purchase
Purvam B.
Windsor, ONGot a question?
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